Introduction

Welcome to Wisdom to Wealth™.

Wisdom to Wealth™ is a brand and program operated by Beyond Excellence 4U LLC ("Company," "we," "our," or "us"). We are committed to protecting your privacy and safeguarding the personal information you share with us.

This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you visit our websites, participate in our programs, register for events, join our community, engage with our coaching services, purchase products, or otherwise interact with us.

By using our website, services, programs, community platforms, courses, workshops, events, or related offerings, you agree to the collection and use of information in accordance with this Privacy Policy.

Who We Are

Beyond Excellence 4U LLC
Doing Business As: Wisdom to Wealth™

Mailing Address:
2820 S. Alma School Road, Suite 18-462
Chandler, AZ 85225

Email: [email protected]

Phone: 945-276-3888

Information We Collect

We may collect information that identifies, relates to, describes, references, or could reasonably be linked to you.

Personal Information You Provide

When you interact with Wisdom to Wealth™, you may voluntarily provide:

Name

Email address

Phone number

Mailing address

Billing information

Payment information

User account credentials

Workshop registrations

Program applications

Survey responses

Coaching questionnaires

Community participation information

Communications with our team

Information Collected Automatically

When you visit our websites or use our services, we may automatically collect:

IP address

Browser type

Device type

Operating system

Referring website

Pages visited

Time spent on pages

Click activity

Geographic location (approximate)

Cookies and similar technologies

Information From Third Parties

We may receive information from:

Payment processors

Marketing platforms

Analytics providers

Social media platforms

Event registration systems

Community platforms

Referral partners

Publicly available sources

How We Use Your Information

We use information collected to:

Provide Services

Deliver coaching programs

Facilitate workshops and events

Provide community access

Process purchases

Manage member accounts

Deliver educational content

Improve User Experience

Personalize content

Improve website performance

Enhance programs and services

Understand user interests

Analyze engagement trends

Communications

We may contact you regarding:

Account information

Customer support

Program updates

Event reminders

Educational resources

Community announcements

Marketing communications

You may opt out of marketing communications at any time.

SMS/Text Messaging Communications

If you provide your mobile phone number through our websites, forms, event registrations, workshop registrations, applications, community enrollment, scheduling pages, or other communication channels, you may consent to receive text messages from Wisdom to Wealth™.

These messages may include:

Appointment reminders

Event notifications

Workshop updates

Program information

Community announcements

Educational resources

Customer support messages

Promotional offers

SMS Disclosure

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying:

STOP

For assistance, reply:

HELP

or contact us at:

[email protected]

Consent to receive text messages is not a condition of purchase.

SMS Consent Protection

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies and Tracking Technologies

We use cookies, pixels, analytics tools, and similar technologies to:

Improve website functionality

Measure website performance

Analyze visitor behavior

Personalize user experiences

Support marketing initiatives

You may disable cookies through your browser settings; however, some website functionality may be affected.

Third-Party Services

We may use trusted third-party providers to support our operations, including:

Payment processors

Email marketing platforms

SMS communication platforms

Scheduling software

Community platforms

Webinar platforms

Analytics providers

Customer relationship management systems (CRM)

These providers may have access to information necessary to perform services on our behalf and are contractually required to protect your information.

Data Sharing and Disclosure

We do not sell your personal information.

We may share information in the following circumstances:

Service Providers

We may share information with trusted service providers who assist us in operating our business, including:

Payment processors

Email service providers

SMS service providers

Community platforms

Customer support systems

Analytics providers

Marketing platforms

Event and webinar platforms

These providers are permitted to use your information only to perform services on our behalf.

Legal Requirements

We may disclose information if required to do so by law or if we reasonably believe disclosure is necessary to:

Comply with legal obligations

Respond to lawful requests

Protect our rights and property

Prevent fraud or security threats

Protect the safety of our users or others

Business Transfers

If Beyond Excellence 4U LLC is involved in a merger, acquisition, asset sale, restructuring, or other business transaction, your information may be transferred as part of that transaction.

Data Retention

We retain personal information only as long as necessary to:

Provide services

Maintain business records

Comply with legal obligations

Resolve disputes

Enforce agreements

Improve our services

Retention periods vary depending on the nature of the information and applicable legal requirements.

When information is no longer required, we will securely delete, anonymize, or destroy it.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information.

These safeguards may include:

Secure servers

Encrypted data transmission

Password-protected systems

Restricted employee access

Security monitoring practices

While we strive to protect your information, no method of internet transmission or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your state of residence, you may have certain rights regarding your personal information.

These rights may include:

Accessing information we maintain about you

Correcting inaccurate information

Requesting deletion of information

Requesting a copy of your information

Limiting certain uses of information

Opting out of certain marketing communications

To exercise these rights, contact:

[email protected]

We may need to verify your identity before fulfilling requests.

California Privacy Rights

California residents may have rights under the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), and other applicable laws.

Subject to applicable exceptions, California residents may request:

Disclosure of information collected

Disclosure of information shared

Correction of inaccurate information

Deletion of personal information

Limitation of certain data uses

We will not discriminate against you for exercising your privacy rights.

Requests may be submitted by contacting:

[email protected]

Additional State Privacy Rights

Residents of certain states, including but not limited to:

California

Colorado

Connecticut

Virginia

Utah

Texas

Oregon

Montana

Delaware

Iowa

Nebraska

New Hampshire

New Jersey

may have additional rights under applicable privacy laws.

We will honor applicable rights and requests as required by law.

Children's Privacy

Wisdom to Wealth™ is intended for adults.

Our services, programs, events, community memberships, workshops, and coaching offerings are designed primarily for individuals eighteen (18) years of age or older.

We do not knowingly collect personal information from children under the age of 18 without verifiable parental consent.

If we become aware that information has been collected from a child without appropriate consent, we will take reasonable steps to delete such information.

Third-Party Websites

Our websites and communications may contain links to third-party websites, applications, or services.

We are not responsible for the privacy practices, content, or policies of third parties.

We encourage you to review the privacy policies of any third-party websites you visit.

Email Communications

You may receive emails regarding:

Program participation

Account information

Educational content

Community updates

Event information

Promotional communications

You may unsubscribe from promotional emails at any time by clicking the unsubscribe link included in our emails.

Certain transactional communications may continue as necessary to provide services.

Community Participation

If you participate in a Wisdom to Wealth™ community, membership group, workshop discussion, coaching session, forum, or live event, information you voluntarily share may be visible to other participants.

Please use discretion when sharing personal information within community environments.

We cannot guarantee confidentiality of information voluntarily shared in public or group settings.

International Users

Our services are operated from the United States.

If you access our services from outside the United States, you understand that your information may be transferred to, processed, and stored in the United States where privacy laws may differ from those in your jurisdiction.

By using our services, you consent to such transfer and processing.

Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time.

Changes become effective upon posting the updated version on our website.

The "Last Updated" date at the beginning of this Privacy Policy reflects the most recent revision.

Your continued use of our services after changes are posted constitutes acceptance of the revised Privacy Policy.

Contact Information

If you have questions regarding this Privacy Policy or our privacy practices, please contact us:

Beyond Excellence 4U LLC
Doing Business As: Wisdom to Wealth™

2820 S. Alma School Road, Suite 18-462
Chandler, AZ 85225

Phone: 945-276-3888

Email: [email protected]

Intellectual Property Notice

Wisdom to Wealth™, its programs, content, materials, trademarks, logos, course materials, frameworks, and educational resources are owned by Beyond Excellence 4U LLC and protected by applicable intellectual property laws.

Unauthorized reproduction, distribution, modification, or commercial use of materials is prohibited without written permission.

© 2026 Beyond Excellence 4U LLC. All Rights Reserved.